రబీ పంటల బీమా పై రైతుకు చెప్పేదెవరు ?- PM Fasal Bhima Yojana Scheme Telugu

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రబీ పంటల బీమా పై రైతుకు చెప్పేదెవరు ?- PM Fasal Bhima Yojana Scheme Telugu

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Crop Insurance
Crop Covered
National Agricultural Insurance Scheme (NAIS) is implemented from Kharif 2000 season with an objective to provide a measure of financial support to the farmers in the event of Crop loss due to any calamity to restore the credit eligibility for the next season and to stabilize farm incomes.

Pradesh is the only State to have "Village as Insurance Unit" Scheme in all the districts of the Andhra state from Kharif 2008 season onwards. The Village level insurance programme provided more benefits to the farmers as the losses in smaller area would be more representative. The crops for the village level implementation are selected based on the cropped area under the principal crops.
As regards the position of Crop Insurance at present, A.P. stands in No. 1 position in terms of area covered, farmers covered/claims paid and farmers benefited. Recently the Claims in respect of Kharif 2011& Rabi 2011-12 amounting to Rs. 460.30 Cr. in favour of 10.20 lakh farmers was released for all the twenty two districts.
Crop Insurance Scheme, from the inception of the scheme i.e., from Kharif 2000 season an Under amount of Rs.4651.38 Crores paid as Crop Insurance Claim benefiting 72 lakh farmers in the State.

The Pradhan Mantri fasal bima yojana (PMFBY) launched on 18 February 2016 by Prime Minister Narendra Modi is an insurance service for farmers for their yields.It was formulated in line with One Nation–One Scheme theme by replacing earlier two schemes Agricultural insurance in India#National Agriculture Insurance Scheme and Modified National Agricultural Insurance Scheme by incorporating their best features and removing their inherent drawbacks (shortcomings). It aims to reduce the premium burden on farmers and ensure early settlement of crop assurance claim for the full insured sum.

Pradhan Mantri Fasal Bima Yojana

Website
https://pmfby.gov.in
PMFBY aims to provide a comprehensive insurance cover against failure of the crop thus helping in stabilising the income of the farmers. The scheme covers all Food & Oilseeds crops and Annual Commercial/Horticultural Crops for which past yield data is available and for which requisite number of crop cutting experiments are being conducted under General Crop Estimation Survey. The scheme is implemented by empanelled general insurance companies. Selection of Implementing Agency is done by the concerned State Government through bidding. The scheme was earlier compulsory for loanee farmers availing crop loan /KCC[clarification needed] account for notified crops and voluntary for other others, but has been made voluntary since 2020 when reforms in the scheme were introduced.The scheme is being administered by Ministry of Agriculture and Farmers Welfare.

The scheme has been beset by a number of problems for the farmers with unpaid dues in thousands of crores while insurance companies have pocketed the money. To learn more about government schemes aimed at supporting farmers and agricultural sustainability, interested individuals can explore websites like PM Yojana, which provide detailed insights into initiatives such as the Pradhan Mantri Fasal Bima Yojana and other agricultural insurance programs, empowering farmers with valuable resources and assistance

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