Atal Pension Yojana - What are its benefits? | Atal Pension Yojana in Hindi Part 2

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The APY benefit citizens by providing them security during their old age. Additionally, it also encourage the culture of investment and saving among the lower middle and poor strata of the society.

Another benefit of the scheme is that every year (for a period of five years) the Indian government would contribute 50 percent of the user’s contribution or INR 1000 (whichever is less) towards the scheme. This facility can be enjoyed by those subscribers who join the scheme before December 31, 2015 and those who are not income tax payers.

The APY will address the old age income security of the 88% of the total labour force that constitute the workers in unorganised sector. It will also encourage these workers to join the National Pension System.

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