Скачать или смотреть Why You Shouldn’t “Set and Forget” Your Mortgage.

Most homeowners only worry about their mortgage when they get it, and then every 5 years when their term is up for renewal.

That's all they know.

Mortgages are designed to run quietly in the background, which feels convenient at first.

But over time, this strategy costs you more in unnecessary interest costs and fees.

It benefits the banks. .

In this video, I break down:

-why mortgages are structured this way
how “set and forget” leads to last-minute decisions
-where penalties and constraints actually show up
-and why paying attention earlier gives you more flexibility, not more risk

This isn’t about constant changes or pushing refinancing.

It’s about understanding timing, trade-offs, and how to manage your mortgage over time so decisions are made with clarity — instead of under the pressure of deadlines.

If you want the full walkthrough that explains how to evaluate these situations step-by-step, you can access it here:
https://themortgagespecialist.myflode...


mortgage planning
mortgage renewal Canada
mortgage strategy
Canadian mortgages
mortgage penalties
homeowner mistakes
mortgage advice Canada
interest rate risk