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Disclaimer:
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future results. The value of investments may go up or down based on market conditions. Investors are advised to assess their risk appetite and consult with a qualified financial advisor before making any investment decisions. Mutual fund units do not offer any guaranteed or assured returns.
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About This Video :
in this video we have discussed of some best mutual best of 2025 and these mutual funds are considered best because of their past history and future optimism. But no one in this world can tell the future, so while investing in market an individual himself have to take the decision of choosing the mutual fund. Any individual should not rely on anyone else in choosing the mutual fund.
What is mutual funds :
A mutual fund is a type of investment vehicle that pools money from multiple investors to purchase a diversified portfolio of securities, such as stocks, bonds, money market instruments, or other assets.
Net Asset Value (NAV): The price of each mutual fund share, calculated daily based on the total value of assets in the fund
Types of Mutual Funds:
Equity Funds: Invest primarily in stocks.
Debt Funds: Invest in bonds and other fixed-income instruments.
Balanced or Hybrid Funds: Invest in both stocks and bonds.
Index Funds: Track a market index like the S&P 500 or Nifty 50.
Money Market Funds: Invest in short-term, low-risk instruments.
Small-cap, mid-cap, and large-cap refer to the size of a company based on its market capitalization—which is the total market value of a company’s outstanding shares.
How Market Cap Is Calculated:
Market Cap = Share Price × Number of Outstanding Shares
1. Large-cap Companies
Market Cap: Typically over ₹50,000 crore (in India) or $10 billion (in the US).
Examples: Reliance Industries, Apple, TCS, Microsoft.
Traits: Stable, well-established, lower risk, slower growth.
Ideal for: Conservative investors seeking long-term stability.
2. Mid-cap Companies
Market Cap: Between ₹10,000 crore and ₹50,000 crore (India) or $2 billion to $10 billion (US).
Examples: Voltas, Page Industries (India); Dropbox, Nordstrom (US).
Traits: Balanced risk and reward, growing companies with potential to become large caps.
Ideal for: Moderate investors looking for a mix of growth and stability.
3. Small-cap Companies
Market Cap: Less than ₹10,000 crore (India) or $2 billion (US).
Examples: Brightcom Group, Tejas Networks (India); Blue Apron, Plug Power (US).
Traits: High growth potential, but also higher risk and volatility.
Ideal for: Aggressive investors willing to take risks for higher returns.
In Mutual Funds
Small-cap funds invest in small companies (high risk, high return).
Mid-cap funds target mid-sized businesses (moderate risk).
Large-cap funds focus on big, stable companies (lower risk).
Flexi-Cap Fund
Definition: A fund that can invest freely across large-cap, mid-cap, and small-cap stocks, in any proportion.
Key Trait: High flexibility for the fund manager to shift between market caps depending on market conditions or opportunities.
Risk/Reward: Medium to high, depends on the manager's choices.
SEBI Rule (India): No fixed minimum percentage for any cap size.
Multi-Cap Fund
Definition: A fund that must invest in all three market caps — large, mid, and small.
SEBI Rule (India):
Minimum 25% of the total assets in each: large-cap, mid-cap, and small-cap.
Key Trait: Less flexible, but ensures broad exposure across company sizes.
Risk/Reward: Higher than flexi-cap (because of mandatory small-cap allocation).
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