Honest Review: ASNB Robo-advisor (Ria)

Hi everyone, in today's video aku akan give honest review and deep dive kenapa aku takkan invest di Ria moving forward.

Sebelum aku mula, aku explain a few things iaitu:
1. Apa itu Ria?
2. How it works?
3. Soalan-soalan yang dia tanya bila dia nak buat risk profiling
4. Asset allocation based on portfolio

Afterwards, aku highlight 3 reasons why aku tak prefer Ria.
1. Poor diversification
2. Multi Layered Hidden Fees
3. Funds' Poor Performance

To sum it all up, aku personally rasa kalau kau ada lagi slot for ASB, aku rasa baik invest dekat ASB jela. That is the best avenue aku rasa for now. Lagi-lagi dengan low risk iaitu fixed price, kau probably boleh gain way much more or saing saing dengan the portfolio here in Ria. Kalau still kau decided untuk tengok mutual funds type of investments, maybe kau boleh buat more analysis and comparison buat the other mutual funds out there supaya kita boleh buat more informed decision on this.

Untuk read more on Ria's features, korang boleh click this link untuk go through websites and relevant documents:
https://www.asnb.com.my/ria_EN.php

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Timestamps:
0:00 Intro
0:22 Apa itu Ria?
0:33 How it works?
1:15 9 Soalan risk profiling
2:06 Asset allocation based on portfolio
3:43 Reason 1: Poor diversification
5:46 Reason 2: Multi Layered Hidden Fees
7:50 Reason 3: Funds' Poor Performance
10:20 My thoughts
10:56 Outro

Gears used in the video in case you guys want to check it out
Camera: https://invl.io/clkkw42
Lens: https://invl.io/clkkw4h
Microphone: https://invl.io/clkkw4u
Mic recorder: https://invl.io/clkkw4y
Lights: https://invl.io/clkkw58
SSD external: https://invl.io/clkkw60
Laptop: https://invl.io/clkkw69
Headphone: https://invl.io/clkkw6u
Mouse: https://invl.io/clkkw72
Keyboard: https://invl.io/clkkw74
Monitor: https://invl.io/clkkw7s
Monitor Light: https://invl.io/clkkw85
Ipad: https://invl.io/clkkw8b
Ipad stand: https://invl.io/clkkw8h
Candle warmer: https://invl.io/clklsnf