Скачать или смотреть Kisan 🧑‍🌾 Credit Card (KCC)-Empowering Farmers with Credit |

🚜 Kisan Credit Card (KCC) – Empowering Farmers with Credit! 🌱💰

The Kisan Credit Card (KCC) Scheme provides timely and affordable credit to farmers for their agricultural and allied needs. With interest subvention of 2% and a 3% prompt repayment incentive, farmers can avail loans at a highly subsidized rate of just 4% per annum!

✅ Purpose:
🔹 Short-term crop loans & post-harvest expenses
🔹 Working capital for farm maintenance & allied activities
🔹 Investment credit for agriculture & non-farm needs

✅ Eligibility:
👨‍🌾 Individual farmers, tenant farmers, sharecroppers, SHGs & JLGs

✅ Validity for KCC: Up to 5 years
✅ Age Limit: 18-75 years (Co-borrower required for senior citizens)
✅ Security: Hypothecation of crops for loans up to ₹1.6 lakh

💡 Govt Benefits: Farmers get up to ₹3 lakh loan at just 7% interest with interest subvention of 2%, and 3% extra interest subvention with prompt repayment with effective ROI 4% ! 🌾💸

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