Скачать или смотреть STOP Sharing Your UPI PIN! 🛑 (UPI Circle 2025 Deep Dive)

Is it time to "swap" physical cash and PIN sharing for a smarter digital alternative? 💸

​In this video, I’m breaking down everything you need to know about the UPI Circle revolution.

Whether you are a parent looking to give a digital allowance to your child or a business owner managing staff expenses, the rules of the game have changed as of late 2025.

​The 5-Minute Breakdown:

🕒 The 24-Hour Rule: Why new links are restricted to ₹5,000 on Day 1 to stop scammers.

💰 Spending Caps: Understanding the ₹15,000 monthly limit and how it protects your primary balance.

🤖 AI is Paying: How IoT devices and AI software are now being linked as "Secondary Users" under OC 201B.

🛡️ Anti-Fraud Tech: The role of the new Federated AI Model in keeping your transactions secure.


0:00 The UPI Success Story (20 Billion Transactions) 📈

0:38 Who is Left Behind? (The Problem)

1:15 Introducing "UPI Circle" (Delegated Payments)

1:56 Partial vs. Full Delegation (How it Works) ⚙️

2:36 Is it Safe? (The ₹5,000 & ₹15,000 Limits) 🛡️

3:40 The Future: AI Agents Paying for You (Agentic Commerce) 🤖

4:40 The Global Impact of UPI Circle 🌍

​UPI Circle is bridging the financial inclusion gap for millions of underbanked Indians.

​#FintechIndia #UPI #SmartMoney #BankingTips #AI #DigitalTransformation #UPICircle2025