Скачать или смотреть 💰Pay off loan or 💸invest?Where you will get highest return in 2025

Should you pay off your loan or start investing first?
It's one of the biggest personal finance dilemmas faced by many Indians. In this video, we break down whether it's better to close your debt early or invest your surplus money for future wealth.

✅ What affects your decision – loan interest rate, investment return (CAGR), risk appetite, and financial goals
✅ Real-life example: home loan vs SIP returns
✅ Tax benefits, emotional peace vs rational peace (compounding gains)

📌 Time Stamps
00:00 – Intro
01:00 – Weightage of each loan
01:52 – Rational way to invest your money or When to invest
03:03 – Why 4% safety margin considered
04:28 – Emotional way to pay off loan or When to pay off loan
06:00 - final conclusion
🚀 Whether you're dealing with a home loan, personal loan, or education loan, this video gives you a clear, fact-based approach to make the right decision.
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💬 Let us know in the comments – are you team "Pay Off" or team "Invest"?

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pay off loan vs investment
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