Скачать или смотреть Your New Year money plan is missing the laziest $200/month

Your New Year money plan is missing the laziest $200/month

Before you start promising yourself you’ll “save more in 2026,” squeeze money out of something you barely think about: subscriptions and autopay leaks. But don’t just cancel Netflix and be miserable—use the 2‑for‑1 switch. Tomorrow, set a 30‑minute timer and open your bank and PayPal histories for the last 90 days. Write down every repeating charge: apps, software trials, random monthly boxes, premium versions you forgot you had. Now for each one, ask two questions: 1) Did I use this at least twice this month? 2) Can I replace it with a free or shared option without losing sleep? If the answer is no and yes, you don’t just cancel it—you redirect that exact amount into a separate “boring growth” account. Example: you cancel three things totaling $47 a month. Set up an automatic $47 transfer on the same day those used to hit, straight into a savings or investment account. You’ve now turned mindless spending into invisible wealth, without “feeling” the savings because the money was already leaving your account. Do this once, right before the year fully restarts, and you’ve quietly given yourself a raise bigger than most annual salary bumps.

If you’re going to run this 30‑minute subscription sweep, comment “RAISE” and share how much monthly money you freed up.

#moneyreset #subscriptioncheck #2026financialgoals #invisiblewealth #moneymindset"