Fixed Salary? No bonus? Addon to paycheck... try these

1. Investing in the Stock Market.
"First up, we have the stock market. Investing in stocks can offer impressive returns over time. If you're new to investing, consider starting with index funds or ETFs, which give you exposure to a broad range of companies and lower risk compared to individual stocks. Even if this seems risky do not worry you can start even more smaller by investing in SIP and let your finance grow in a right direction.

2. Real Estate Investing.
Real estate is another powerful way to build wealth. You could buy rental properties, invest in Real Estate Investment Trusts (REITs), or even consider house hacking—where you live as part of a property and rent out the rest. Real estate often appreciates over time, and rental income can be a steady cash flow.

3. Building an Online Business.
"With the digital world booming, starting an online business has never been easier. From dropshipping to blogging, freelancing, or creating an eCommerce store, an online business can generate extra income while giving you the flexibility to work on your own terms."

4. Side Hustles and Freelancing.
"Side hustles are a fantastic way to make extra income, especially if you have a skill you can monetize, like graphic design, writing, video making, blogging, article writing or tutoring. Freelancing platforms make it easy to get started and find clients."

5. Dividend Investing.
"Dividend stocks provide regular payouts, allowing you to earn passive income simply by holding shares in companies that reward their shareholders. Look for companies with a history of reliable dividends, and you could create a consistent income stream over time."

6. Peer-to-Peer Lending.
"Peer-to-peer lending allows you to lend money to others through platforms that connect lenders and borrowers. While it carries some risk, the returns can be much higher than traditional savings accounts or CDs."

7. Royalties from Intellectual Property.
"If you’re a creator, you can generate royalties from your work. This could include writing a book, composing music, or licensing photos. Royalties can provide ongoing income long after the work is created."

8. Investing in Startups or Small Businesses.
"Platforms like equity crowdfunding allow everyday investors to put money into startups or small businesses. While riskier than other investments, the potential for significant returns makes it an option worth considering for a small portion of your portfolio."

9. High-Interest Savings Accounts or Certificates of Deposit (CDs).
"While not as high-growth as stocks, high-interest savings accounts or CDs offer safe returns and can help you grow your savings faster than a regular account."

10. Cryptocurrency and Alternative Investments.
"Lastly, there’s cryptocurrency and other alternative investments like NFTs. While these are highly volatile, they can offer high returns for those who are willing to research and take on some risk. Make sure to only invest what you can afford to lose, as these markets can be unpredictable."