Скачать или смотреть Check your credit score Before apply credit card and Loan

A good credit score is crucial for residents who wish to get approval for loans, credit cards, and other financial products in Dubai. If you’re curious about a Dubai credit score and how to check it online, here is everything you need to know.

ALL ABOUT DUBAI CREDIT SCORE
Let us begin with a simple explanation of Dubai’s credit score system to make it easier to understand. A credit score is a three-digit number of 300 to 900 that identifies your financial prudence and risk factor for lending bodies.

This number determines whether you can apply for a loan, a credit card, and other similar financial products. The higher your credit score, the better your chances of getting a loan.


HOW ARE CREDIT SCORES ASSESSED?
Al Etihad Credit Bureau (AECB) is responsible for issuing credit reports and credit scores in Dubai. The authority collects every individual’s credit history, including details about loans, mortgage installments, credit cards, and phone bill payments. The credit score is credited with over 2,000 data points.

After gathering these details, the authority runs an algorithm (modern predictive analytics) that predicts the individual’s likelihood of missing payments in the next 12 months. This prediction appears as a three-digit number (credit score).

The credit score can change over time with an individual’s change in financial behavior.

VIA AECB’S OFFICIAL WEBSITE
Sign in to your AECB account
Wait for the “Get Your Credit Score and Report” page to load
Choose “Credit Score”
Click “Buy Now”
Pay the amount and get your score
VIA AECB’S CREDIT REPORT APP
Log in to the app by scanning your Emirates ID
Click on “Get Your First Credit Score”
Check out and get your score
COST
Here’s the breakdown of the charges for credit card scores in Dubai for individuals.