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In this video, we talk about What Bank Is MoneyLion Under? MoneyLion FDIC Banking Explained Before You Open an Account

If you are considering opening a MoneyLion account, one of the most important questions to ask is whether your money is actually safe. In this video, I clearly explain what bank MoneyLion operates under, how its FDIC insurance works, and what that means for your deposits as a user.

You will learn which partner bank holds MoneyLion accounts, how FDIC protection applies, and whether your funds are insured up to the standard limits. I also break down how MoneyLion functions as a financial technology company rather than a traditional bank, so you can make an informed decision before signing up.

This video is especially useful if you are comparing online banking apps, worried about deposit safety, or deciding whether MoneyLion is the right platform for your savings, spending, or investing needs.

Watch till the end to understand the full MoneyLion banking structure before you open an account.

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A clean, professional YouTube thumbnail showing a smartphone with the MoneyLion app on screen, a secure bank building icon behind it, and a visible FDIC shield badge. Bold readable text saying “Is MoneyLion FDIC Insured?” with MoneyLion’s green brand colour accents, high contrast background, modern fintech style, sharp lighting, and a trustworthy financial theme.

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