How Conservative Investors Can Build a Mutual Fund Portfolio? | MF Ki Baat with Navneet Munot

Asset Allocation is vital to maximize risk adjusted returns. Different Asset Classes perform well at different times. Hybrid Funds invest in a mix of Equity and Debt securities. So investors get the opportunity to participate in different asset classes through Hybrid Funds. Continue to invest in Debt Funds, Gold Funds and International Funds despite the new taxation rules for Debt Funds. You need these investments to diversify your mutual fund portfolio. Conservative Investors who don’t want to take too much risk with Equities can look at Conservative Hybrid Funds for the Mutual Fund Portfolio. They can also look at Equity Savings Hybrid Funds. You can invest in Index Funds if you want returns that match the market. Otherwise, you can try Large Cap Funds, Flexi Cap Funds, Multi Cap Funds if you want market beating returns. Do not have too much allocation in Sector Funds and Thematic Funds. Invest in these funds only if you understand the investment. Do not underestimate the Power of Compounding with Equity Funds. Stick with SIPs in Equity Funds for the Long Term. Sound investment, Time and patience help you build wealth over the long term.

0:00 - Introduction
0:18 - About Navneet Munot
1:30 - What are the broad points we should keep in mind while investing in Indian markets?
5:55 - What are the growth drivers for India?
9:56 - How vital are hybrid funds?
12:22 - What should be the holding period for the balanced advantage fund?
13:16 - What should be the broad strategy with respect to the change in taxation?
15:26 - As new investors, which category of funds should we start off with?
17:42 - As a conservative investor, which funds are good for investment?
21:00 - How frequently should we review our portfolio?
23:58 - What are the other benefits of investing in ELSS funds other than tax saving?
26:10 - ELSS funds have 3 years lock-in - Pro or Con?
27:20 - How does the retirement solution fund works?
31:18 - What to analyze before investing in sectorial funds?
34:33 - Key learnings of Navneet Munot in his investment journey
38:20 - Book recommendation
39:50 - Conclusion

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