My Debt Confession | UK Budget | Low Income | Zero Based Budget

Note: this is my debt confession video (incase this is a trigger for anyone). The views expressed in this video are my own about my debt and my current situation and in no way intended to offend anyone or imply anything about their situation. I feel that with my current debt situation I am very fortunate, but this does not mean I feel others in a similar situation to me debt wise are fortunate. Debt can be a very stressful and distressing situation no matter your income or amount of debt etc and if you are struggling then please reach out to loved ones and debt charities. As scary as that may seem the saying goes a problem shared a problem halved.

Hey I'm Millie and welcome to my channel. I am a single parent in the UK and due to a recent breakdown I am now trying to learn to live life on budget due to my income reducing. Follow me on my budgeting journey for the wins, failures, cash stuffings, sinking funds, meal plans, food hauls and more.

This video is my Debt Confession where I look at what money I owe in debt, talk through how I am planning to pay it off and also review how much I have paid off already this year. I mention two charities who can help those with debt (Step Change and Citizens Advice) and talk about how I struggled with debt in the past and different debt repayment methods that are available. I also talk about how I received a one off lump sum payment from a disability benefit (PIP) and how I plan to use it to pay off some of my debts. I hope you enjoy and if you have any questions please don’t hesitate to comment or DM me on Instagram and I will try to offer advice based on my personal experience.

If you are struggling to pay off debt here are links to two charities who may be able to offer guidance and support:

Step Change (all of UK)
https://www.stepchange.org/

Citizens Advice Bureau
https://www.citizensadvice.org.uk/deb...

Thank you so much for watching :) You can also find me on Instagram (@learningtolivelifeonabudget) and my Blog at learningtolivelifeonabudget.wordpress.com

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