How Private Lending Can Earn You 7-10% Returns in Real Estate! | The Preferred Way Podcast

In this episode of The Preferred Way podcast, we sit down with Nam Phan from Pacific Private Money to explore how private lending works, how real estate investments can fit into your retirement strategy, and how investors can unlock the power of their self-directed IRAs.

🎙 Highlights:
How Pacific Private Money started in 2008 amidst the financial crisis.
Loan types offered: bridge loans, fix-and-flips, DCSR loans, and more.
How to invest passively in mortgage debt funds to earn 7–10% returns.
Why private money is faster and more flexible than traditional banking.
Real estate investment strategies for millennials, boomers, and beyond.

🔑 Learn how to diversify your portfolio, grow your passive income, and invest smarter in real estate!

🎧 Tune in now and subscribe for more episodes!

🔗 To learn more, visit: PreferredTrustCompany.com

Chapters:
00:00 - Introduction: The Preferred Way Podcast
00:15 - Meet Nam Phan and Pacific Private Money
00:38 - How Pacific Private Money Started
02:55 - Growth of Pacific Private Money (700% Growth!)
04:02 - Expansion Beyond California
05:00 - Loan Products: Fix-and-Flip, Bridge Loans & More
07:16 - How Investors Can Get Involved
08:57 - Investing in Mortgage Funds for 7–10% Returns
10:36 - Self-Directed IRA Investments in Real Estate Funds
12:58 - What Investors Should Know Before Investing
15:18 - Why Do Borrowers Use Private Lending?
16:47 - Default Risks and How They’re Managed
20:05 - Diversifying Loans: Acquisition, Construction, and More
26:06 - The Future of Pacific Private Money
29:26 - Key States for Expansion
31:00 - Closing Thoughts: Unlock Your IRA for Smarter Investments