Скачать или смотреть Stop Overpaying for Disability Insurance: Private vs. Group Rates Exposed | Ron Bryson

Buying private disability insurance can cost you a fortune ($500-$600/month). But if you own a business, you can get that same coverage for 1/5th of the price using a Group plan.

In this video, Employee Benefits Broker Ron Bryson breaks down the math on Long-Term Disability (LTD) and explains the "Taxable Fringe Benefit" trap you need to avoid.

You insure your house, your car, and your boat—but you’re likely neglecting your single most valuable asset: Your ability to earn an income.

In this video, you will learn:

The Price Gap: Why Group LTD is 80% cheaper than private policies.

The Tax Trap: What happens when the company pays your premiums (and how to fix it).

The "Carve-Out" Hack: How to give Class A executives special coverage without insuring the whole staff.

Asset Protection: Why your income is the "Golden Goose" that supports your entire lifestyle.

Timestamps: 0:00 - Intro: The High Cost of Private Disability 0:50 - The Math: Why Group Insurance is 1/5th the Price 1:55 - Taxable vs. Tax-Free Benefits (The "Fringe Benefit" Rule) 3:03 - The "Golden Goose" Concept: Protecting Your Income 4:00 - Lifestyle Reality Check: Losing the Boat & House 4:38 - The "Carve-Out" Strategy: insuring Key Executives Only

Resources: 👇 Comment "QUOTE" below to compare Group vs. Private rates for your business.

🚀 Next Step: Book Your 15-Minute Benefits Audit

👉 Visit: https://www.affordable-employeebenefi...

Find out if you’re overpaying at renewal — or missing value your team deserves.
No cost. No pressure. Just clarity.

Keywords/Tags: Group Disability Insurance, Private vs Group Insurance, Long Term Disability Cost, Employee Benefits Canada, Ron Bryson, Executive Carve Out, Taxable Fringe Benefits, Business Insurance Strategies, Protect Your Income, Small Business Tax Tips.