Скачать или смотреть Guaranteed Dividend Stocks - Dividend Aristocrats Explained

In this video, let's deep dive into what guaranteed dividend stocks can be - also known as dividend aristocrats stocks.

Here's a full list of the 66 dividend aristocrat stocks (virtually guaranteed dividends): https://docs.google.com/spreadsheets/...

What are Dividend Aristocrat stocks?

Are they right for me?

Can I quit my job and live off of these dividend stocks forever?

How much of these stocks would I need to live off dividends, forever?

These are the questions we’ll be answering in this video

But first let’s start with the basics

What exactly are dividend aristocrat stocks and what makes them different from well, any other dividend stock?

Well, for any dividend stock to be considered a dividend aristocrat, the issuing company needs to meet all 4 of the following requirements.

It must be a member of the S&P500
Why this is good… proves the company is one of America’s top companies.
It must have increased the base per-share dividend every single year for at least 25 consecutive years
Why this is good…proves company has track record of dividend payouts and consistent dividend growth, making it a reliable source of income
Have a minimum market cap of at least $3b by external holders (this excludes insiders and founders)
This is good because it makes it less prone to fraudulent activity or insider trading influence
It must have, on average, $5million in daily share trading value for the preceding three months.
This is good because this ensures that because there’s a large volume of activity, the stock is less prone to market fluctuations. It’s harder to manipulate something with a higher share value volume.

These terms are constantly reviewed so updates will be made to the finite list of dividend aristocrat stocks. For example, we know ATT was just removed after slashing their dividend after the planned WarnerMedia spin off. Speaking of which, before we get to some examples of dividend aristocrats stocks, consider smashing that like button for me and subscribing for more content like this.




Now as of April 2022, there are 66 companies that meet the dividend aristocrats criteria, some of my favorites being Realty Income, Exxon Mobil and IBM. As an example, IBM right now pays over a 5% annualized dividend yield, meaning for every $100 you put in today, you’ll get over $5 a year, and subsequently more each year, for the foreseeable future. For a complete list of these 66 companies, be sure to check out the link below in the description.

Can you quit your job and live off these dividends forever?
Yes, but calculating how much you need to have invested in your portfolio is a very loaded question because it depends on a number of things. In order to retire and live off these dividend payouts, some things you need to ask yourself are, when do I plan to retire? How much money will I need to live, every single year in retirement? What is the average dividend yield among your dividend portfolio? Using these components, you can estimate how much you’ll need invested in a dividend portfolio.
For example, if you expect your cost of living in retirement to be $80,000 a year, and the overall dividend yield of your portfolio is say, 4%, take $80,000 and divide by .04, this gives you $2,000,000 that you’ll need to have invested to live off of. I also have different examples on how you can retire with as much as $400,000 that you can check out on this video linked up here:    • Safe Withdrawal Rate in 2022 | Retiring Early  

However, basically 4% is the rule of thumb as a safe withdrawal rate in the finance community as it seems conservative yet achievable for most people.

Still, dividend aristocrats are ideal for not just those wanting to retire, but those who might want to still work now and have supplemental income on the side, or even just have a mix of these in your portfolio to manage risk. Imagine a recession kicks in, and you lose your job, and the market tanks - you’ll still have that consistent stream of income from your dividend aristocrat portfolio.

So are dividends right for you? They’re right for most people, but know that they do have many advantages and disadvantages that I talk about in THIS video:

#dividend #investing #passiveincome