Скачать или смотреть Kamyab Jawan loan Application Procedure | Prime Minister Youth Loan Scheme

1,00,000 se 50,00,000 tak ka karza | Kamyab Jawan Loan Scheme me Apply karny ka complete method k karza aap ko kab mily ga aur kaisy Bank aap sy rabta kary ga More Detail Below
PM's Youth Entrepreneurship Scheme (Yes!)
Prime Minister’s Kamyab Jawan – Youth Entrepreneurship Scheme (YES)
In order to uplift the youth of the country by offering opportunities to utilize their entrepreneurial potential to the fullest, Government of Pakistan is offering low cost business loans up to Rs. 5,000,000/-

Loans can be availed for setting up of new business or expansion of existing one. All eligible persons can apply for the loan by visiting designated online portal (to be announced by GOP) or seek assistance from all participating banks i.e. National Bank of Pakistan, The Bank of Khyber and The Bank of Punjab. No other mode of application submission other than through designated online portal should be acceptable.

Salient Features of YES:
Eligibility Criteria
*. All men/women/transgenders holding CNIC, aged between 21 and 45 years with entrepreneurial potential. For IT/E-Commerce related businesses, the lower age limit will be 18 years.
*. Small Enterprises (startups and existing businesses) as per definition of SBP and owned by youth as per above mentioned age brackets.
*. For IT/E-Commerce related businesses, at least matriculation and/or experience of at least 6 Months will be required

Focus on Women:
25% of the loans will go to women borrowers

Loan Size and Security:
Loan Amount Security Requirement
Tier I (T-1)
Rs. 100,000/- Clean loan,
to only personal
Rs. 500,000/- guarantee of the
borrower
Tier II (T-II)
Rs. 500,001/- 1. Commercial Vehicle
to 2. Gold Ornaments
Rs. 5,000,000/- 3. Government Securities
4. Mortgage of Property
Loan Type:
*. Working Capital Loans
*. Term Loans

Loan Tenor:
*. Up to 8 Years with Maximum Grace Period of up to 1 Year

Debt to Equity Ratio:
*. T-I Loans = 90:10
*. T-II Loans = 80:20
*. The borrower’s contribution of equity will be in the form of cash or immovable property and will be required after approval of the loan.

Pricing:
*. T-I Loans: Fixed @ 6% per annum
*. T-II Loans: Fixed @ 8% per annum

Fees & Charges:
*. Processing Fee: Rs. 100
*. Other Charges: At Actuals
*. Charges of all sorts will only be payable by successful applicants

For Online Apply Kamyab jawan Loan Scheme Click on Link Below:
https://kamyabjawan.gov.pk/BankForm/A...
https://kamyabjawan.gov.pk/

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