Скачать или смотреть What investing is NOT (what actually it is).

Most beginners don’t lose money because they choose the wrong ETF.

They lose money because they misunderstand what investing actually is.

❌ Day trading
❌ Options
❌ Leverage & CFDs
❌ Penny stocks

These aren’t “advanced investing”.
They’re high-risk speculation — and beginners almost always pay the price.

Even picking individual stocks isn’t easy.
Professional fund managers struggle to beat the market consistently — especially over long periods.

So what’s the smarter alternative?

✅ Index-tracking ETFs
✅ Broad diversification across companies & countries
✅ Lower stress, fewer decisions
✅ Higher chance of staying invested long term

Investing isn’t about being clever.
It’s about time, discipline, and compounding.

This is why ETFs form the foundation of long-term investing for most people.

If you’re just starting — this matters more than you think.

👉 Follow for one-minute money lessons that grow with you.