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00:01 - 👋 Introduction
01:08 - 💸 Myth 1: Money comes only after death → No use
02:16 - 🟢 Fact: Assurance for family, not profit
03:34 - 💪 Myth 3: Young & healthy don’t need insurance
04:00 - 🟢 Fact: Younger = cheaper premium + higher coverage
04:36 - 🟢 Fact: Companies differ (claim ratio, riders, premium)
06:12 - 🟢 Fact: More assets/responsibilities → need higher coverage
08:13 - 👩 Myth 7: Insurance only for men
09:19 - ⚠️ Myth 8: Claims often rejected
11:09 - 🟢 Fact: Return of Premium (ROP) plans available if needed
12:15 - 🟢 Fact: Online is safe & cheaper (if you read T&Cs properly)
14:08 - ✅ Conclusion: Break myths – Term insurance = family protection

Don’t Buy Term Insurance Without Knowing This | Untold Facts & Financial Tips in Tamil | Meghala

⚠️ Many people in India rush to buy Term Insurance without fully understanding the policy, benefits, and hidden conditions. But before you take one, you must know the untold facts about term insurance.

In this video, we break down everything you need to know about Term Insurance in Tamil. We explain:
✅ What is Term Insurance and why it is important
✅ The hidden charges and conditions you may not be aware of
✅ Difference between Term Insurance and Life Insurance
✅ Whether you actually need Term Insurance or not
✅ Common mistakes people make while buying Term Insurance
✅ How to choose the best term insurance plan in 2025

This video is a complete Tamil financial guide for working professionals, middle-class families, and anyone planning long-term financial security. If you want to protect your family but avoid financial traps, you must watch this video till the end.

💡 Remember: Not all insurance agents tell you the full truth. Some policies are designed more for profit than protection. Learn the real facts before making your decision.

If you find this video helpful, please Like, Share, and Subscribe to our channel for more financial tips, investment ideas, and money management advice in Tamil.

📌 Stay informed, stay safe, and make smart financial decisions in 2025!

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DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.