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Marginal Cost of Funds based Lending Rate (MCLR) Explained

In this video, I have explained in tamil about the marginal cost of funds base lending rate system which is used to fix the lending rate to the customers.
Topics discussed in this video are :

1. what is marginal costs of funds based lending rate system (mclr)
2. when and who introduced the mclr system
3. why base rate system was replaced by the mclr system
4. components of mclr and mclr calculation
5. what is marginal cost of funds
6. difference between average cost of funds and marginal cost of funds
7. components of marginal cost of funds and marginal cost of funds calculation
8. final lending rate calculation
9. drawbacks of mclr system

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