Скачать или смотреть Medicare Enrollment for 65-Year-Olds With Employer Coverage (2025)

Individuals with Employer Group Plans (over 20 employees):

You may not need to enroll in Medicare immediately, but it's an option to consider.

A special enrollment period allows you to enroll in Medicare Part A and B at any time while you have qualifying employer coverage and up to eight months after leaving it.

It's recommended to apply for Medicare before losing employer benefits to prevent gaps in coverage.

Individuals Drawing Social Security Benefits:

You will be automatically enrolled in Medicare Part A and Part B.

Expect to receive your Medicare card in the mail approximately three months before your 65th birthday month, or about 21 months after your first Social Security disability check.

Individuals Without Employer Group Coverage or Social Security Benefits:

You will need to apply for Medicare Part A and Part B during your Initial Enrollment Period.

This period starts three months before your 65th birthday month and ends three months after your 65th birthday month.

A key detail: If your birthday is on the first day of the month, Medicare coverage begins the month before your birthday.