October Budget with Me in YNAB | starting from scratch with my goals | money (and life) anxiety

Thank you for being here, I hope you're all doing really well 🧡
Life's getting a bit tough lately and I'm navigating some difficult circumstances and a heck of a lot of anxiety. I thought seriously about not bothering with this video, but the opportunity to throw my previous money/life goals in the bin and give myself permission to redefine them was really valuable. I am fairly early into my financial recovery journey but I wanted to show that it's possible to shift gears as and when you need to.

👩🏻‍🦰 I'm a 40-something professional with a difficult history with personal finance. I live alone, no kids. I'm paying down debt, building savings, healing my relationship with money, and on the long road to buying my own home.

❤️‍🩹 This is a non-judgemental space. Money and debt are highly emotive; shame simply doesn't help anyone and can actually worsen unhelpful behaviours. If you were taught healthy money behaviours or just developed them naturally, that's fantastic. Not everyone is so lucky and underlying trauma, physical or mental health issues, or just rotten luck, can all make someone's financial situation far more complex than it may appear. Please be kind 🙂

⏰ Timestamps
00:00 Intro
00:50 Achievements so far
04:03 Current challenges
08:05 Recap of my original financial goals
08:35 My updated financial goals
10:06 Let's budget in YNAB for October

🖥 Links/things mentioned in the video:
My video about my bank, Monzo:    • How I use #Monzo to manage and analys...  
The Etsy shop I bought my moving house planner template from: https://www.etsy.com/shop/HeyMorning

🔗 My links: https://linktr.ee/rockingthebottom

🔗 My referral links:
Monzo (UK only - we both get £5): https://join.monzo.com/c/wndprlg
YNAB (you get a 34 day free trial and we both get a free month): https://ynab.com/referral/?ref=yNvzfa...

☕️ If you appreciate what I do AND CAN AFFORD IT you can buy me a coffee: https://ko-fi.com/rockingthebottom

📽️ To make my videos I use Vimeo or Canva to screen-record along some old wired iPhone headphones for a mic, and I use iMovie to edit on a very old Macbook running Ventura when it shouldn’t be so it also doubles as a heater.

Disclaimer: Though I would hope this is blindingly obvious, I should say that the information on this channel is not financial advice. The opinions expressed are my personal views only. Always do your own research and consider seeing a licensed financial advisor before making financial decisions.

#budgeting #debt #financialfreedom #money #YNAB #BudgetWithMe