Скачать или смотреть The 25% RMD Penalty: Don’t Let This Retirement Rule Cost You

What is a Required Minimum Distribution and how much do you have to take out of your retirement accounts each year? Let’s break it down in five minutes or less.

In this episode:
• What an RMD is and when you’re required to start taking one
• Which accounts are subject to RMDs (and which ones aren’t)
• The current age rules for RMDs and how they’re changing
• What happens if you forget to take your RMD

Why it matters:
Missing an RMD can result in steep IRS penalties and even when you do take it correctly, the withdrawal could bump you into a higher tax bracket. Knowing the rules ahead of time gives you more control over your income, your tax bill, and your retirement strategy. This is one of those areas where planning early makes a big difference later.

🙋‍♂️ I’m Mike McCulloch, a CERTIFIED FINANCIAL PLANNER™ and investment advisor. I created Glad You Asked to help retirees and near-retirees make smarter financial decisions and live more fulfilling lives in retirement.

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Ready to talk through your own retirement plan or financial goals?
📍 Visit hunterassociates.com to start a conversation.

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This content is intended for informational and educational purposes only and should not be construed as personalized investment, tax, or legal advice.
Hunter Associates, LLC is a dually Registered Broker-Dealer, Member FINRA/SPIC, and an SEC-Registered Investment Adviser.
We do not provide tax preparation or legal services. Always consult with your CPA or attorney regarding your specific situation.
Viewing this video does not create a relationship with Hunter Associates.
Investments are not FDIC-insured, they may lose value. All investments involve risk, and past performance is not indicative of future results.
Any opinions expressed are as of the date of recording and are subject to change.