Скачать или смотреть How Much Should You Have Saved by 25, 30, 40?

Feeling behind on your savings? You’re not alone! Many of us wonder how much we should have saved by milestones like 25, 30, or 40. In this friendly video from Liberty Money, we’ll break down realistic savings targets for each age and explain why they matter. For example, experts often suggest having around half your annual expenses saved by age 25financialsamurai.com, about 1× your salary by 30, and roughly 3× by 40fidelity.com. These guidelines are meant to keep you on track for a secure future, but remember: they’re just goals to guide you, not hard rules.
The good news? It’s never too late to start! Even if you feel behind, every dollar you save now moves you closer to your goals. As Fidelity notes, “don’t be discouraged if you aren’t at your nearest milestone — there are ways to catch up”fidelity.com. In this video we’ll share motivation and practical tips to help you build your savings habit, whether you’re starting fresh or doubling down on your plan.
In this video, you’ll learn:


Savings goals by age (25, 30, 40): What to aim for at each milestone (e.g. about 0.5× income by 25, ~1× by 30, ~3× by 40financialsamurai.comfidelity.com).


Building an emergency fund: Why an emergency fund matters and how to save 3–6 months of expenses for peace of mindramseysolutions.com.


Budgeting and saving tips: Simple strategies to save more each month and reach your goals faster.


Catching up strategies: How to improve your plan if you feel behind (experts say you can catch upfidelity.com).


Starting now: Why every bit you save early adds up, and small steps you can take today to grow your wealth.


Enjoyed this video? If you learned something useful or feel inspired to take action, please give it a thumbs-up, comment, and share with anyone who might benefit. And don’t forget to subscribe to Liberty Money for more beginner-friendly personal finance tips and encouragement. We love hearing from you – leave a comment with your questions or money goals, and let us know what topics you’d like to see next!
Disclaimer: This video is for educational purposes only and does not constitute financial advice. Everyone’s situation is different, so please do your own research or consult a professional before making financial decisions.

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