HOW I MADE THOUSANDS OF DOLLARS FROM OSAP STUDENT LOANS & APPLICATION PROCESS EXPLAINED

In this video, I explain what is OSAP, how to apply for OSAP loans and student grants, OSAP eligibility, deadlines and repayment and how I made thousands of dollars in free money from this government student loan program.

TIMESTAMPS

0:00 Video Overview
1:23 What is OSAP?
3:09 What can I buy?
5:30 How much will I get?
6:31 Application Process
7:44 Deadlines
9:24 What happens after I apply?
11:32 Paying back OSAP

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OSAP BACKGROUND

The Ontario Student Assistance Program (OSAP) is a financial aid program that can help you pay for college or university. OSAP is the main source of financial aid for post-secondary education in Ontario.

OSAP offers funding through: 1) grants: money you don’t have to pay back & 2) student loans: money you need to repay once you’re done school.

OSAP is available for both full-time & part-time university and college students. You can only be eligible for OSAP if you don’t have enough money from other sources to cover your college or university expenses. The income that you report to OSAP generally needs to match what you reported to the Canada Revenue Agency (CRA) when you filed your taxes.

OSAP ELIGIBILITY

OSAP is open to Ontario residents of any age who are:
• Canadian citizens
• permanent residents, or
• protected persons

You may not be eligible for OSAP if you:
• don’t meet the academic progress requirements
• have enough financial resources
• report income on your OSAP application that’s significantly different from your taxes
• have defaulted on a student loan
• have grant or bursary overpayments or multiple outstanding loan overpayments
• failed a credit check
• declared bankruptcy or consumer proposal, or consolidation orders
• are an international student

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