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Learn How To Grow Your Wealth directly from Lokesh Tiwari - https://swiy.co/lt-lp-vas

India’s Financial Literacy Is Only 27% — Why? And How Can You Fix It?

In this powerful episode of The Vikas Agrawal Show, we dive deep into personal finance with Lokesh Tiwari, Founder LTWealth.in

From working on the Aadhaar project in Maharashtra to building a startup with over 6 crore users, and now educating thousands through his EGROW personal finance framework, Lokesh shares raw insights, hard truths, and a blueprint for anyone struggling with financial planning, debt traps, or aimless investing.

Whether you’re a salaried professional, entrepreneur, or content creator - this episode will open your eyes to financial behaviours, the power of liquidity, and why mixing investment with insurance is a bad idea.

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00:00 – Intro
02:30 – Lokesh’s Journey: Aadhaar Project to WorkIndia
06:15 – Startup Learnings & Transition to Finance Coaching
09:07 – EGROW Framework: A New Way to Think About Money
13:58 – Data, Goals & the Psychology of Spending
17:53 – Insurance vs Investment: The Truth Most Ignore
24:51 – India’s Financial Growth: Who Will Benefit?
26:42 – From Solo Coach to Systemised Business
32:48 – Advice for Aspiring Finance Educators
35:45 – Why Liquidity Is Your Superpower
38:45 – Final Takeaways

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#LokeshTiwari #EGROWFramework #FinancialLiteracyIndia #PersonalFinanceIndia #InsuranceVsInvestment #StartupToCoaching #MoneyMistakes #FinancialPlanning #TheVikasAgarwalShow

Connect with Lokesh Tiwari
Website: https://swiy.co/lt-lp-vas
YouTube: ​​   / @lokeshtiwari  
LinkedIn:   / mrlokeshtiwari  
Instagram:   / mrlokeshtiwari  

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🙋‍♂️ Who am I:
I’m Vikas Agrawal – an entrepreneur, digital marketer, and author of the book You Are Not Too Young.

I’ve helped coaches, course creators, and consultants generate over ₹20 Cr+ in revenue through sales funnels, ads, and automation.

I run a digital marketing agency called Mentors’ Success Partner, and I’m on a mission to simplify marketing and business growth for experts who want to scale without burnout.

When I’m not building campaigns, I host The Vikas Agrawal Show — where I interview India’s most inspiring founders, marketers, and creators to uncover stories that move people forward.