Скачать или смотреть Trump’s New Tax Law Could Save Retirees Thousands (Side-by-Side Examples)

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For many retirees, the next four years may be the most important tax planning window in decades.
The new tax law includes a larger standard deduction and a brand-new senior bonus deduction — up to $6,000 per person for those age 65 and older, available through 2028. Used correctly, these changes can lead to meaningful tax savings. Used incorrectly, they can easily be wasted.
In this video, I walk through:
• What actually changed in the new tax law
• Who benefits the most from the senior bonus deduction
• How this affects Social Security taxation
• Real-world, side-by-side examples across different income levels
• How the new deductions interact with IRA withdrawals, Roth conversions, and capital gains
• Why this deduction does not help with IRMAA (Medicare surcharges)
• The income phaseouts you must understand to avoid losing the deduction
Using clear examples, I show how retirees with both moderate and higher income levels may be able to dramatically reduce their federal tax bill — sometimes without changing their income or withdrawal strategy at all.
We also look at:
• How the new deduction structure can expand access to the 0% long-term capital gains bracket
• Why deductions lower taxable income but not Medicare IRMAA income
• How Roth conversions and income spikes can accidentally eliminate the senior bonus deduction
⚠️ Important note: These enhanced deductions are only guaranteed through 2028, making this a short, use-it-or-lose-it planning window.
👉 If you’d like help building a retirement income strategy that coordinates taxes, investments, and Medicare costs, there’s a link in the description to get in touch with our team.
Thanks for watching.
⚠️I am not an attorney, SSDI advocate, or affiliated with the Social Security Administration or any other entity of the US Federal Government. I am a practicing financial planner, but I’m not YOUR financial planner and since I don’t really know you, I can’t give you advice. So please don’t take this video as specific advice for your specific situation. Consult your own tax, legal and financial advisors. 🙇🙇🙇🙇🙇