(💸31/40) The 2-Word Money Secret Wealthy People Know (That Took Me 20 Years to Learn)

20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since.

Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently.



★★ In this episode, we reveal: ★★
➡ The powerful mindset shift that changed everything for us
➡ Why my millionaire mentor drove a 10-year-old car (while I had a brand new one)
➡ The truth about what really counts as a "luxury"
➡ The biblical wisdom behind building wealth slowly and strategically
➡ Why most people's "waiting to save" strategy never works
➡ The exact method we use to fund our biggest dreams (like our future beach house ministry)



This isn't just about making money—it's about building a foundation for Kingdom impact. If you're tired of living paycheck to paycheck and ready to think differently about wealth, this episode is for you.



★★ Resources Mentioned ★★
BOOKS:
➡ "Rich Dad, Poor Dad" by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-...
➡ "Die with Zero" by Bill Perkins - https://www.amazon.com/Die-Zero-Getti...
➡ "Simple Money, Rich Life" by Bob & Linda Lotich - https://seedtime.com/free
SCRIPTURE:
➡ Proverbs 21:20
➡ Proverbs 13:11
➡ Proverbs 6:6
SERIES:
➡ SeedTime Money 40-week checklist (mentioned as part of our ongoing series) - https://seedtime.com/give1m



★★ Note: This episode is part of our 40-week series sharing the exact strategies we used to go from broke to true financial freedom. Join us each week as we reveal another piece of the puzzle!



★★ BONUS: Ever dreamt of hanging out with us for 6 weeks in your small group or church? Head to https://seedtime.com/true for details or shoot us a DM on Instagram   / seedtime  .



★★ Simple Money, Rich Life ★★
If you haven’t checked out our best-selling book, Simple Money, Rich Life (https://SeedTime.com/smrl), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon and is best described as “a money book for people who don’t read money books.”

You can take it for a test drive for FREE at https://SeedTime.com/sample where you can download chapter 1 of the audiobook, grab the 1st 2 chapters of the ebook version, and even get the 5-week book study companion guide.



💡 Find out more at https://seedtime.com/

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DISCLAIMER: Bob Lotich is a financial educator, not a financial/investment advisor. He is sharing his personal experience and opinions; therefore, all strategies, tips, suggestions, and recommendations shared are solely for entertainment purposes. There are financial risks associated with investing, and Bob Lotich’s results are not typical; therefore, do not act or refrain from acting based on any information conveyed in this video, webpage, and/or external hyperlinks. For investment advice please seek the counsel of a financial/investment advisor and conduct your own due diligence.

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