Скачать или смотреть Invest Extra Money or Prepay Mortgage? Avoid These 5 Money Traps

#money #howtomakemoney #savemoney #makemoney
Invest Extra Money or Prepay Mortgage — this is the question that keeps homeowners up at night. In this video, I’ll show a calm, real-life framework to decide without regret.

We break down the 5 traps most people miss:

Amortization illusion (why early payments barely hit principal)

Guaranteed return trap (safe… but can lock up liquidity)

Sequence of returns risk (timing can punish investing habits)

Tax + friction (fees, taxes, and behavior drag)

The sleep tax (stress makes people quit the plan)

Then you get the 5-step escape plan:
✅ Buffer first → ✅ employer match → ✅ rate rule → ✅ automate → ✅ rebalance yearly

If you’re still asking “Invest Extra Money or Prepay Mortgage,” do the 10-second action:
Write your mortgage rate + how many months of expenses you have in cash.

Comment your mortgage rate + emergency fund months, and I’ll reply with a simple split suggestion.
Yes — Invest Extra Money or Prepay Mortgage can be solved with a system, not a debate.
Disclaimer:
This story is a fictional work created with the assistance of AI tools for educational and entertainment purposes. Any names, characters, organizations, locations, events, and incidents are either products of the author’s imagination or used fictitiously. Any resemblance to real persons (living or deceased) or actual events is purely coincidental.

#mortgage #investing #personalfinance