Скачать или смотреть What does "Charged Off" mean in my Chapter 7 Bankruptcy in Arizona?

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Does "charged off" mean I don't have to pay it? Does "charged off" mean that the bank won't sue me for the debt?
No. And no.

Sorry.

Charged off is an accounting term used by banks for their own obscure purposes. The bank will still sue you, or sell the bad debt to somebody else to sue you or sic a collector on you.

Wish it were different. It's not.

Can you discharge a charged-off debt? Yes, to exactly the same extent as though it had not been charged off.

Do I have to list a charged off debt? Yes, in exactly the same way you have to list all your debts.