Скачать или смотреть Kentucky Mortgage Approval With No Credit Score | FHA, VA, USDA & Conventional Loans

Can you buy a home in Kentucky with no credit score? Yes! In this video, Joel Lobb, Senior Loan Officer with EVO Mortgage, explains how Kentucky first-time homebuyers can qualify for FHA, VA, USDA, and Conventional loans even with no credit score. Learn the documentation you’ll need, how manual underwriting works, and which loan program fits your situation.

“Here are the four main no-score loan options in Kentucky:

VA loans: $0 down, up to 50% debt-to-income, for eligible veterans.

USDA loans: $0 down, for rural areas with income limits.

FHA loans: 3.5% down with manual underwriting and flexible credit.

Conventional loans: available with a co-borrower and automated approval for best rates.”
Kentucky 2025
Kentucky Mortgage Approval With No Credit Score
A simple plan for FHA, VA, USDA, and Conventional loans. If you have no credit score, you can still buy a home in Kentucky—here is how it works.

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Author: Joel Lobb, Senior Loan Officer — EVO Mortgage · NMLS #57916 · Company NMLS #1738461 · Louisville, KY Equal Housing Lender

This is not a commitment to lend. All loans subject to credit approval, underwriting, property eligibility, and program guidelines. Not affiliated with HUD, VA, USDA, Fannie Mae, or Freddie Mac. | Privacy · Disclosures


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