Скачать или смотреть Two ways a chapter 13 ends: Dismissal or discharge

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Usually, Chapter 13 bankruptcies will end in a dismissal.

This is where your case is dismissed once you stop making payments.

Chapter 13 bankruptcies can also end with a discharge, which happens once you complete the payment plan that is set up during your case.

The discharge is usually on the debt that you came into the bankruptcy case with, and usually excludes recurring payments like your mortgage and car payments.

Whatever debt that has been discharged in your bankruptcy cannot be collected on by debt collectors.

If someone tries to collect, they're violating the discharge. If they're a debt collector, they're also violating the FDCPA.

Thanks for watching!

John G. Watts
Watts & Herring, LLC
Representing consumers across Alabama
205-879-2447
https://www.alabamaconsumer.com/
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