Employee Benefits Canada

What is typical for employee benefits Canada?

Benefits are confusing - even for people in HR. Like, what services are covered? What percentage of those services? What is a paramedical anyhow?

And benefits are COSTLY so it is to the employer's advantage to make sure that employees know what's covered, are using the services, and appreciate the value. Typically HR is the leader in this so we need to understand it first.

This video explains the typical aspects of benefits packages that are offered to employees in Canada. Shannon Hughes is a benefits broker and helps her clients get complete benefits packages that meet their needs.

0:00 Intro
1:01 Life Insurance
2:41 Accidental Death & Dismemberment (AD&D)
3:33 The two buckets of benefits
4:10 Critical Illness
5:34 Short-term Disability
6:38 The challenges of employee-paid premiums
8:14 Long-term Disability
9:44 Health Insurance
11:27 Paramedicals
12:38 Confusion around coverage
14:00 Health Spending Account
14:57 Taxable Spending Account (Wellness Account)
16:00 Employee Family Assistance Program

Find Shannon at https://www.captivatebenefits.com/

Find me (Andrea) at www.thehrhub.ca. I'm an HR consultant as well as YouTuber and provide a wide range of consulting support.