Скачать или смотреть Women in the UK retire tend to retire with less private pension wealth than men.

How women can take control of their pensions 🌿

It’s a frustrating truth: women often reach retirement with smaller pension pots than men.

It’s called the gender pension gap — and it’s not down to poor planning. It’s usually down to life.

🌱 Career breaks & part-time work – Many women reduce hours or take time out to care for children or family, which can mean fewer pension contributions.
🌱 Lower average earnings – The gender pay gap means smaller salaries, and that often leads to smaller pensions.
🌱 Longer life expectancy – Women tend to live longer too, so whatever’s in the pot needs to last even further.

But it’s not all doom and gloom, there are steps you can take to feel more in control of your retirement planning...

💡 Start early – The earlier you begin, the more time your money has to grow (thanks, compound interest).
💡 Pay in what you can – Even small contributions add up. And if your employer offers a pension match, try to make the most of it.
💡 Don’t pause if you can help it – If you're taking a break from work, continuing your pension (even at a lower level) can really help.
💡 Review regularly – Life changes, and so should your pension. Check in to see if it still reflects your goals.
💡 Get support if you need it – A good financial adviser can help you build a plan that works for your lifestyle and future.

This stuff can feel overwhelming, but it doesn’t need to be. Talking openly about pensions is one of the best things we can do.

With the right plan in place (and the right support) women can close the gap and step into retirement with more clarity and confidence.

The value of investments and pensions, and any income they produce, can fall as well as rise. You may get back less than you invested.

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