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Learn the difference between soft and hard inquiries on your credit report and how they impact your credit score. A soft inquiry occurs when you check your own credit report or a lender pre-approves you for a loan, while a hard inquiry happens when you apply for credit and the lender checks your credit history. Understanding the distinction between soft and hard inquiries is crucial for maintaining a healthy credit score. In this video, we'll break down the concepts of soft and hard inquiries, and provide you with tips on how to manage them to improve your credit score and overall financial well-being. Whether you're looking to apply for a loan, credit card, or mortgage, this video will give you the knowledge you need to make informed decisions about your credit and finances. Discover how to protect your credit score and avoid unnecessary hard inquiries. Get started on your path to financial freedom and watch this video now to learn more about soft and hard inquiries.