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Why You Should Always Call Your Agent Before Filing an Insurance Claim #shorts
How can understanding the intricacies of Florida's insurance landscape help real estate agents better serve their clients and navigate the challenges of the current market?

In this insightful episode of the Real Estate Excellence Podcast, host Tracy Hayes welcomes back Cindy Hayden, a successful real estate agent and the chair of the National Association of Realtors Insurance Committee. Cindy shares her extensive knowledge and experience in navigating the complex world of Florida's insurance market. Throughout the conversation, they delve into the factors contributing to rising insurance costs, the impact of recent legislation, and the crucial role that real estate agents play in educating their clients about insurance-related issues. Cindy also highlights the importance of the look-back period in flood zones and how it can significantly affect homeowners' ability to maintain and improve their properties. With her passion for advocacy and consumer protection, Cindy provides valuable insights and practical advice for real estate professionals and homeowners alike.

Cyndee is a highly successful Realtor, International Speaker, and Trainer in the Tampa Bay area. She specializes in helping clients buy and sell profitable short-term rental homes, condos, and navigate probate or trust sales. As the Chair of the National Association of Realtors Insurance Committee, Cyndee is a recognized champion for insurance issues. An accomplished author of seven books, Cyndee's expertise and qualifications make her uniquely qualified to help clients achieve their goals.

00:00:00 - 00:16:32 The Insurance Landscape in Florida

00:16:33 - 00:33:57 Tackling the Insurance Crisis: Legislation and Depopulation

00:33:58 - 00:46:59 The Litigation Problem and its Consequences

00:47:00 - 00:55:59 Condos and Commercial Properties: Unique Insurance Challenges

00:56:00 - 01:14:25 The Look-Back Period: A Looming Threat for Homeowners

Key Quotes:
"Insurance is the housing affordability third leg of the stool that people often overlook." - Cindy Hayden
"We're equally damaged if our neighbor's not insured. So really it is something where we want everyone to understand how to be resilient, how to get back on their feet." - Cindy Hayden

Connect with Cindy:

LinkedIn:   / cyndeehaydon  

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