fixed Deposit । मुद्दती खातामा पैसा राख्दा के डबल हुन्छ । interest rate of rastya banijya bank।

fixed Deposit । मुद्दती खाता पैसा राख्दा के डबल हुन्छ । interest rate of rastya banijya bank।
The highest interest rate for individuals on fixed deposits is 12.5%, which has been raised by Lumbini Development Bank and Narayani Development Bank. Likewise, Miteri Development Bank and Corporate Development Bank have also increased their interest rates to 12.25%.

How much tax is deducted from FD interest in Nepal?

Interest Tax of 5% is applied as per regulations on the total interest earned.

'A' Class Commercial Banks in NepalDomestic Rate (%) Remittance Rate (%)
Nepal Bank Ltd.11.03%12.03%
Agriculture Development Bank Ltd.11.03%12.03%
Nabil Bank Ltd.11.03%12.03%
Nepal Investment Bank Ltd.11.03%–
Standard Chartered Bank Nepal Ltd.10.03% – 11.03%–
Himalayan Bank Ltd.10.05% – 11.03%12.03%
Nepal SBI Bank Ltd.6.65% – 8.85%12.03%
Nepal Bangladesh Bank Ltd.11.03%–
Everest Bank Ltd.11.03%12.03%
Kumari Bank Ltd.11.03%–
Laxmi Bank Ltd.11.03%–
Citizens Bank International Ltd.11.03%12.03%
Prime Commercial BankLtd.11.03%12.03%
Sunrise Bank Ltd.11.03%12.03%
Century Commercial Bank Ltd.11.03%–
Sanima Bank Ltd.11.03%12.03%
NIC Asia Bank Ltd.11.03%12.03%
Global IME Bank Ltd.11.03%12.03%
NMB Bank Ltd.11.03%–
Prabhu Bank Ltd.11.03%–
Siddhartha Bank Ltd.11.03%–
Bank of Kathmandu Ltd.11.03%–
Nepal Credit and Commerce Bank Ltd.11.03%12.03%
Rastriya Banijya Bank Ltd.11.03%11.03%
Mega Bank Nepal Ltd.11.03%11.03%

Fixed Deposit Interest Rate in Nepal 2022 As Per The Bank

फिक्स डिपोजिट के हो ?
फिक्स डिपोजिट निश्चित अवधिका लागि बैंकमा जम्मा गरिने रकम हो । यसरी संकलन गरिएको रकम बैंकहरुले लगानीका क्षेत्रमा प्रयोग गर्छन् र बचतको समयावधि सक्किएपछि बचत गरिएको रकम तोकिएको व्याजसहित फिर्ता गर्दछन् । फिक्स डिपोजिटमा अन्य बचतको तुलनामा बढी व्याज प्राप्त हुन्छ । फिक्स डिपोजिट गरिएको रकम निर्धा्रित अवधि नसकिँदासम्म चलाउन पाइँदैन । समय अवधि पहिले नेकलना परे बैंक ले केहि चार्ज लिने गर्दछ

किन गर्ने फिक्स डिपोजिट ?
तपाईँसँग पैसा छ , तर कतै लगानी गर्ने उपयुक्त ठाउँ भेट्नुभएको छैन भने बैंकमा फिक्स डिपोजिट गर्नु राम्रो हुन्छ । अरु खाताको तुलनामा बढी व्याज पाइने भएकाले केही नगरी रकम बढीरहेको हुन्छ । यदि, तीन महिनासम्म कतै लगानी गर्ने ठाउँ छैन भने तीन महिने मुद्दति खाता खोल्नु उपयुक्त हुन्छ । यसो गर्दा, तीन महिनासम्म उक्त रकम सुरक्षित बस्ने मात्र नभएर साथमा व्याज समेत प्राप्त हुन्छ ।


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Interest Rates on Deposits - Nepal Bank Limited
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