IRS ALERT: The PATH Act freeze officially lifted on February 15th, 2026! But because of the Presidents' Day bank holiday, your tax refund might still be delayed.
In this video, we explain the timeline for the EITC and Child Tax Credit mass release. We also teach you the ultimate tax hack: How to read your IRS Account Transcript, find your Cycle Code, and look for Transaction Code 846 to get your exact direct deposit date.
👇 Video Chapters:
0:00 — The PATH Act Freeze is Over!
1:07 — The Presidents' Day Holiday Delay
1:30 — The Master File & Direct Deposit Dates
1:53 — IRS Transcript Hack (Stop Using WMR!)
2:22 — Code 846 & Cycle Code '05' Explained
3:17 — Pop Quiz: Test Your Tax Knowledge
🧠 Question of the Day: Did you get the answer right (A, B, or C)? Let us know in the comments!
#IRS #TaxRefund #PATHAct #WheresMyRefund #EITC #ChildTaxCredit #TaxSeason2026 #Code846 #USNewsBriefs #Finance #Money
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This video tracks the IRS Refund Schedule 2026 for early filers impacted by the PATH Act (Protecting Americans from Tax Hikes). If you claimed the Earned Income Tax Credit (EITC) or the Additional Child Tax Credit (ACTC), your "Where's My Refund" (WMR) status was frozen until February 15, 2026. We cover the impact of the Presidents' Day bank holiday on Automated Clearing House (ACH) direct deposits for February 16th. We explain how to access the IRS Online Account to check Tax Transcripts for Transaction Code 846 (Refund Issued). We break down the IRS Weekly Processing cycle, specifically focusing on Cycle Codes ending in 05, which indicate account updates occur on Friday nights, leading to a massive WMR tool update on Saturday, February 21, 2026.
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