Скачать или смотреть How I Engineered a $1.5M Portfolio (The 4-Fund System)

I am a Senior Tech Director, and I don't believe in "hope" as a retirement strategy. Instead of using the standard Target Date Fund, I used the "Fidelity BrokerageLink" feature to build a custom, engineered portfolio that minimizes fees and targets higher returns through Factor Investing (Small Cap Value).

Here is the exact 4-Fund System I used to build a $1.5 Million portfolio.

🔹 THE SYSTEM BLUEPRINT 🔹
Infrastructure Layer (75% - Stability):
FZROX (Fidelity ZERO Total Market Index)
FZILX (Fidelity ZERO International Index)
Expense Ratio: 0.00%

Performance Engine (25% - Growth):
AVUV (Avantis US Small Cap Value)
AVDV (Avantis International Small Cap Value)
Targeting the Size and Value Premiums

⏱️ TIMESTAMPS
0:00 - The "Slow Cooker" Problem
1:03 - Proof: My $1.45M Fidelity Dashboard
1:51 - Layer 1: Zero-Cost Infrastructure
2:34 - Layer 2: The "Alpha" Engine (Small Cap Value)
3:32 - The Final 75/25 Allocation Chart

DISCLAIMER:
I am an engineer, not a financial advisor. This video is for entertainment and educational purposes only. It represents my personal opinions and strategies, not financial advice. Past performance is not indicative of future results. Please do your own research before making any investment decisions.

#PersonalFinance #Fidelity #BrokerageLink #FinancialIndependence #Investing #SP500 or #Retirement