Скачать или смотреть Tax Loss Harvesting Malayalam| Stock Market Profit |CA Subin VR

Tax Loss Harvesting: Save Lakhs in Taxes by Booking Losses! 💰📉*
Want to legally save lakhs in taxes while making smarter investment decisions?

If you need any clarification/opinion viewers may WhatsApp 7012243098
If you would like to contact CA Subin VR directly you can book a time slot by messaging to above number.

Or can send message to the below direct link
https://wa.me/917012243098

Here’s a detailed *1000-word YouTube description* for your video on **Tax Loss Harvesting**:

---


In this video, we uncover the powerful strategy of *Tax Loss Harvesting**, a simple yet effective way to **minimize tax liability* by offsetting your capital gains with capital losses. Whether you're an experienced investor or just starting your journey in the stock market, this method can help you make the most of your investments while optimizing your tax outgo. 🚀

*📌 What You Will Learn in This Video:*
✅ *What is Tax Loss Harvesting?* – A beginner-friendly explanation.
✅ *How does it work?* – The complete step-by-step process.
✅ *Who can benefit from it?* – Investors in stocks, mutual funds, and other asset classes.
✅ *How to book losses strategically?* – The right way to do it for maximum tax savings.
✅ *Tax rules you must follow!* – Avoid penalties & maximize benefits.
✅ *Real-life case studies* – How investors have saved lakhs using this method.
✅ *Common mistakes to avoid* – Don’t fall into these traps!
✅ *Bonus Tips!* – Advanced strategies to carry forward losses & maximize your savings.

By the end of this video, you’ll be equipped with *practical knowledge* to save on taxes legally and smartly. So, *don’t miss out!*

---

*💡 What is Tax Loss Harvesting?*

Tax Loss Harvesting is a strategy that allows investors to *reduce their taxable income* by *selling investments at a loss* and using those losses to offset capital gains from profitable investments. This technique is widely used by investors and fund managers to minimize tax burdens and improve overall portfolio efficiency.

For example, if you have made *₹2,00,000 in capital gains* from a stock investment but have an *unrealized loss of ₹1,00,000* in another stock, you can *sell* the loss-making stock to offset your gains. This reduces your taxable gains to ₹1,00,000, ultimately lowering your tax liability.

This is especially beneficial for *long-term investors* and those with high capital gains, as it helps in **saving lakhs in taxes over time**.

---

*📊 How Does Tax Loss Harvesting Work? (Step-by-Step Process)*

*Step 1: Identify Investments with Unrealized Losses*
Look at your portfolio and find stocks or mutual funds that are currently trading at a loss. If any of these assets have been held for a long time and are unlikely to recover soon, they could be good candidates for tax loss harvesting.

*Step 2: Calculate Your Capital Gains and Losses*
Make a list of all the *capital gains* you have made in the financial year. Then, calculate the potential capital losses if you were to sell the underperforming investments.

*Step 3: Sell the Loss-Making Investments*
Once you have identified the assets, *sell them strategically* before the end of the financial year to book the losses.

*Step 4: Offset Losses Against Gains*
The losses booked can be set off against the capital gains:
*Short-term losses* can be offset against both **short-term and long-term gains**.
*Long-term losses* can be offset only against **long-term gains**.

*Step 5: Carry Forward Unused Losses*
If your total capital losses exceed your capital gains, don’t worry! The **Income Tax Act allows you to carry forward these losses for up to 8 years**, meaning you can use them to offset future gains.

*Step 6: Reinvest in Similar Assets (Optional)*
To maintain your portfolio balance, you can reinvest the proceeds into similar assets. However, be mindful of the **Wash Sale Rule**, which prevents you from buying back the same stock immediately after selling.

---



---






  / krishnanisation  
https://www.instagram.com/subins_clic...
https://www.facebook.com/CA.Subin.VR/...


Disclaimer: This video is intended for education purpose only and not for the purpose of soliciting business. The viewers shall take professional advice before taking any decisions on the matters specified in the video. The matters discussed in the video may subject to change due to amendments in various Acts/Rules etc. This channel will not responsible for any damages caused to the viewers.

for the detailed information on disclaimer please visit the link below.

https://www.termsfeed.com/live/0f12f3...