Скачать или смотреть BREAKING: Canada's $2T Mortgage Crisis SPREADS — American Banks at Risk

I'm analyzing the most predictable housing collapse I've witnessed in 70 years of investing: Canada's systematic mortgage crisis where household debt reached 220% of income while home prices hit 14 times median income. This mathematical extreme makes 2006 American subprime lending look conservative, and the systematic correction now beginning will cascade across North American financial institutions with precision that no monetary policy can prevent.
What makes this crisis particularly dangerous for American investors is the cross-border banking exposure, immigration flow reversals, and identical leverage mathematics operating in US markets with slightly different timing. Canada's 5-year mortgage renewal system forces borrowers into current market rates, creating the deleveraging mathematics that American markets will face as Federal Reserve accommodation ends.
Critical Analysis Points:

Canadian mortgage mathematics: how 2% to 5% rates turn 35% income into 55% overnight
Cross-border contagion: Royal Bank of Canada to US regional banking exposure
Immigration arbitrage reversal: Canadian capital flight accelerating toward US markets
Early warning system: identical Federal Reserve accommodation created same bubbles
Timeline projection: 18-36 months for systematic Canadian correction completion

This represents more than regional housing crisis—it's mathematical early warning for American real estate repricing. The same emergency interest rate policies that created systematic leverage accumulation operate in both countries according to identical compound mathematics that patient capital must understand and position for.
Educational real estate mathematics analysis based on 70 years of housing cycle observation. Not financial advice. Real estate markets involve significant risk. Consult licensed financial advisors before investment decisions.