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Non-QM Jumbo Mortgage Minimum Credit Scores Requirements

Non-QM Loans are portfolio loans that do not have to meet government and/or conventional lending guidelines.

Non-QM Mortgages were launched a few years ago for the first time after the 2008 Real Estate Meltdown
After the Real Estate And Banking Collapse of 2008, subprime and alternative financing came to an abrupt halt
Subprime lenders and portfolio lenders like Washington Mutual went out of business literally overnight. Bank statement loan programs for self-employed borrowers discontinued
Many self-employed borrowers who relied on bank statement loans with no income tax returns required could no longer qualify for a Jumbo Mortgage
It was not until Non-QM Mortgages were launched in 2014 that self-employed borrowers could qualify for bank statement loans for self-employed borrowers
Non-QM Jumbo Mortgage Loans made a comeback

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