Скачать или смотреть Can You Still Close a Mortgage Before December 31st? | What Lenders Look For in Every Loan

Year-End Mortgage Closings Still Available
Have a loan application stuck or hung up? We're still accepting applications to close before December 17th!

Erik Waterman from Affinity Home Lending explains the four primary factors every mortgage loan is evaluated on—and how we work around common obstacles.

⏰ TIME SENSITIVE: Only 5 days left to submit applications for year-end closing

THE 4 KEY FACTORS IN EVERY MORTGAGE LOAN:
✅ Income - W2, bank statements, 1099s, debt service coverage ratio loans, alternative income sources
✅ Credit Score - Flexible credit requirements, we can work with lower scores
✅ Funds to Close - Low down payment programs available, especially for first-time homebuyers
✅ Property Appraisal - We have our own in-house appraisal management company for faster turnaround

Why We Close Loans Faster:
Our appraisal management company works directly for us, not third parties. This means accountability and quick turnaround times—critical when you need to close before year end.

Stuck Loan? Send It Our Way
If your loan is hung up with another lender, let us take a look. We have multiple programs and creative solutions to salvage deals that others can't close.

FIRST-TIME HOMEBUYERS: Ask about our low down payment programs
SELF-EMPLOYED/1099 CONTRACTORS: We specialize in alternative income documentation
REAL ESTATE AGENTS & BUILDERS: Partner with a lender who closes on time, every time

📞 Contact Erik Waterman
Affinity Home Lending
Marietta, GA
🌐 Website: MariettaHomeLoans.com
📧 Email: [email protected]
📱 Text/Call: (678) 463-5409

COMMON MORTGAGE QUESTIONS WE ANSWER:

What credit score do I need for a mortgage?
Can I get a mortgage if I'm self-employed?
What are alternative income documentation loans?
How much down payment do I need as a first-time homebuyer?
What is a debt service coverage ratio (DSCR) loan?
Can I close a mortgage in less than 30 days?
What if my home appraisal comes in low?
How do I qualify for a mortgage with 1099 income?


ABOUT AFFINITY HOME LENDING:
Marietta, Georgia's trusted mortgage lender specializing in fast closings, creative financing solutions, and personalized service for homebuyers, real estate agents, and builders.

#MortgageLender #MariettaGA #YearEndClosing #FirstTimeHomeBuyer #SelfEmployedMortgage #RealEstateAgents #HomeLoans #FastMortgageClosing #AffinityHomeLending #GeorgiaMortgage

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TIMESTAMPS:
0:00 - Year-End Closing Deadline
0:15 - The 4 Key Loan Approval Factors
0:45 - Property & Appraisal Process
1:10 - Funds to Close & Down Payment Programs
1:25 - Credit Score Flexibility
1:35 - Income Documentation Options
2:00 - Contact Information

This video is for educational purposes. Loan programs, rates, and terms subject to change. All loans subject to credit approval. Licensed by the Georgia Department of Banking and Finance.