Скачать или смотреть How Does Identity Theft Impact Your FICO Score? - Points and Perks Channel

How Does Identity Theft Impact Your FICO Score? Have you ever wondered how identity theft can affect your credit score and your ability to earn rewards? In this informative video, we'll explain the impact of identity theft on your FICO score and what steps you can take to protect your credit health. We'll cover how thieves use your personal information to open new accounts, make purchases, and damage your credit profile. You'll learn about the five main factors that determine your FICO score—payment history, amounts owed, length of credit history, credit mix, and new credit—and how each can be affected by fraudulent activity.

We'll also discuss practical strategies to detect suspicious activity early, including regularly checking your credit reports, using credit monitoring services, and responding quickly to signs of fraud. Additionally, you'll discover effective ways to safeguard your credit, such as placing fraud alerts or credit freezes, and what actions to take if you find unauthorized accounts or charges. Protecting your credit score is essential for maintaining your ability to qualify for loans, credit cards, and travel rewards, especially in today's digital age. Stay vigilant, take swift action, and keep your credit and rewards secure.

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