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Most people assume mortgage closings are routine—Think again. One wrong signature could cost you thousands or trap you in a deal you never agreed to.

If the terms of your mortgage loan at closing are not what you were promised, you are not obligated to sign the documents.

The lender must explain any changes, and you should not sign anything until you are fully satisfied with the terms.

If you’re refinancing, consider renegotiating or cancelling the closing to find a new lender.

For a home purchase, you can ask the lender to honor the promised terms or negotiate more time with the seller to secure a new loan.

Review your contract, consult an attorney if needed, and never sign documents you don’t understand or agree with.

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The information posted on FrugalFinance.net is only my opinion. In no way, shape or form am I offering any investment advice or investment recommendations. Let me state that again, I am not offering any form of INVESTMENT advice!