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Monroe Accident Attorney Ross Downs importance of Uninsured Motorists Insurance in Monroe
http://Rossdownslaw.com

As an attorney, Ross Downs of The Downs Law Firm fights to help clients recover damages in personal injury cases. He works with clients in Louisiana, Arkansas and Mississippi who are victims of car accidents. If the driver at fault in the accident does not have insurance coverage, it could be difficult to collect an award, but that's where we may be able to help.

Uninsured drivers are not usually in a financial situation to pay damages in a lawsuit. As a result, they leave victims with high medical bills and costly vehicle repairs. Car accident victims can easily drain their savings as they struggle to make payments and avoid damaging their credit rating.

Drivers can protect themselves against uninsured drivers by carrying uninsured motorist insurance. Although most insurance companies include some uninsured coverage in automobile policies, it is usually not enough. That is why insurance companies offer customers the option of adding additional uninsured coverage.

Adding uninsured coverage is relatively inexpensive, especially when compared to the costly medical bills a person may face after being hit by an uninsured driver. Customers can purchase additional coverage up to the amount of primary coverage they carry. For example, a driver with $100,000 in personal liability coverage could purchase $100,000 in uninsured motorist insurance.

With uninsured motorist insurance, victims of an accident caused by an uninsured driver in Louisiana, Arkansas and Mississippi can hire an attorney like Ross Downs of The Downs Law Firm to recover damages from their own insurance company. Damages are limited to the amount of uninsured motorist insurance on the victims' automobile insurance policy.

http://Rossdownslaw.com