Скачать или смотреть What Is A Hard Inquiry Vs. A Soft Inquiry On My Credit Report? - Crazy About Credit Cards

What Is A Hard Inquiry Vs. A Soft Inquiry On My Credit Report? Have you ever wondered how the checks on your credit report can affect your financial health? In this informative video, we'll explain the difference between hard and soft inquiries on your credit report. We'll start by defining what each type of inquiry is and how they are recorded. You'll learn why hard inquiries happen when applying for new credit, such as a credit card, loan, or mortgage, and how they can impact your credit score. We’ll also discuss soft inquiries, which occur during routine checks like reviewing your own report or pre-approval offers, and why they do not affect your score.

This video will guide you through how these inquiries appear on your report, how they influence your credit score temporarily, and why monitoring your report regularly is important. You'll discover practical tips on managing your credit applications, shopping for the best credit cards efficiently, and understanding the significance of authorized inquiries. Whether you're trying to improve your credit or simply stay informed, understanding these differences can help you make smarter financial decisions. Join us for this straightforward explanation, and subscribe to our channel for more helpful tips on managing your credit and finances.

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About Us: Welcome to Crazy About Credit Cards! Our channel is dedicated to simplifying your credit card journey, whether you're a beginner or looking to maximize your rewards. We cover everything from Credit Card Basics and types of Credit Cards like Rewards, Cash Back, and Travel Credit Cards, to essential topics like Credit Card Interest Rates and how to Build Credit using these financial tools. We'll also discuss Balance Transfer and Secured Credit Cards as well as explain any Credit Card Fees you may encounter along the way.