SMS Alerts BOB

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Bank is forwarding various transactional, informative, promotional, educational SMS alerts to customers on their registered mobile number.

Types of SMS alerts

By Registering the Mobile number, customers will be provided with the following SMS alerts

Type of Alerts
1 Transaction Alerts
ADC transactions irrespective of amount
OTP Generation
Other than ADC- TXN alert to customer in Finacle For SB,CA and OD accounts transactions for Rs.5000/- and above and Cash Credit Rs.1 lac and above
2 Cheque presented in inward clearing ( Through RMI upload)Rs.1 lac and above at entry level of transaction
3 Aadhar linking
4 Missed call SMS banking on customer account
5 Cheque Book Dispatch information
6 Account opening SMS to customer - For Newly opened account.
7 Potentially dormant account
8 Dormant account
9 FDR maturing SMS
10 On issuance of FDR
11 Loan installment
12 Loan overdue
13 For BKCC Accounts expiry date intimation to customer - Before 15 days.
14 Inward and outward cheque retuned unpaid irrespective of amount- daily.
15 KYC non compliance SMS - in bulk ( after certain interval)
16 Birthday wishes to customer.
17 Acceptance of Form 15G/15H in the system
18 Card Hot listing
Service Charges

20 Paisa/SMS+GST with a cap of Rs.15+GST per month.
(Charges will be debited in every succeeding month)

The revised SMS charges will be collected on a monthly basis from the eligible customers effective from the month of January 2023 onwards
Default Subscription

For existing as well as new customer, who fulfill following requirement, would be automatically subscribed and charged for SMS alerts facility.

Scheme Type - Saving, Current, Overdraft or Cash Credit scheme
Account where mobile number is registered in CBS
New account if not un-subscribed at the time of account opening
SMS Charges Exemption Categories

Basic Saving Bank/FI/PMJDY customers
Super Saving/CA Premium/CA privilege customers
Staff Members (including ex-staff members)
Option for Subscription/Un-subscription

Note

The keywords are not case-sensitive
In case SMS was not received as per format specified above, then a SMS will be send as “Invalid keyword/message”
If customer is having more than one account they are required to un-subscribe/ subscribe for each account separately
If account holder unsubscribe before starting of next quarter, he will not be charged from subsequent quarter but charged for current quarter. After un-subscription such customer will get only mandatory alerts, informative & educative SMS and will not get other SMS alerts.

Contact me if you want to start a banking service center at Bank of Baroda
+91 9994111515

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