Скачать или смотреть 大瀑布地产市场｜一飞谈地产｜贷款我应该还清吗？（下）

大家好，我是一飞，
上集的视频我们说了还清贷款是一个大坑和什么是权重点。
感谢您能继续回来收看“贷款我该还清吗？”下集
最安全的资产
房子几乎是最优质，最安全的资产
只有你买房贷款或者抵押贷款才能拿到2%左右的低利息，您想想，还有什么比房贷更低的利率？
你拿辆车去抵押，拿首饰，拿股票，拿生意去抵押，要么利息高的不能接受，要么额度小的根本没啥意义
只有买房的时候可以给你最低利息的贷款
让你用最低的成本撬动最大的杠杆，一般100万以内的房子20%的首付就可以，就算你是新移民，刚来加拿大，甚至没有任何收入，
如果您想买100万的房子，35%的首付也可以贷款75万，还有啥比这更爽的事儿？
享受房价上涨的同时享受通胀的分红
只有在优质资产+优质负债的情况之下才有可能实现财富的飞跃
只有在优质资产持续增值，优质负债加大杠杆的情况之下，才可能让2万块钱的首付，20多年之后变成了55万
房价涨了5,6倍，是优质资产的功劳，核心城市的核心地带优质资源是不可复制的
回报翻了15倍，那是优质的资产加上3倍杠杆，让你撬动了更大的收益，实现了财富的加速
很多人以为是运气好，其实这背后是符合经济学规律的
只是很少有人能真正看懂
明白了这个，我们在翻译一下之前的问题：要不要多付首付少还利息，
换个意思就是：银行在20年中会给你50万，但代价是你要在这20年里还给银行10万，你愿不愿意？
咱们不要看房子 不要看利息 不要看表面现象
你要看本质 你要看到负债 你要看到资产
你要看到贷款买房的盈利模式
房贷是个数学问题
房贷不涨 房租会涨 平均下来2点多的成本，通俗来讲就是如果你的房子30年翻一倍你就不亏本 这些钱就能覆盖你的利息成本
那些觉得多还钱的人，你得有多大的自信才能确定自己的房子30年都翻不了一倍？

Yifei shows you about the Niagara Region Real Estate!


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ABOUT Yifei Lin:


Yifei (pronounced EEE-fay) Lin is your ultimate St. Catharines Realtor® and not like any other real estate agent you will ever meet.

In less than 3 years, Yifei has become Niagara’s #1 Chinese Realtor, he is his Brokerage’s #1 Agent and among the top 10 agents in the entire Niagara Region. On top of the success, Yifei HAS achieved he has also reached his personal goals of creating a full-service real estate team offering over 12 services to assist his clients with every step of the buying and selling process.

Throughout his exciting entrepreneurial career and the exciting successes along the way Yifei continues to be one of the kindest and most humble individuals you will meet. He prides himself on maintaining his three most important values: trust, respect, and dedication at the core of everything he does. Yifei’s goal is to help his clients so that they, their families, and their investments are well taken care of. The one thing you can be sure of when working with Yifei is that you will always be treated as though you are a member of his family and for that reason, you will always be treated like gold.

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